The Restore Main Street Loan helps renovate units above street-level commercial spaces. Many of these units stay vacant because of high renovation costs and challenges in securing financing for mixed-use properties. These projects strengthen main streets by integrating housing with local businesses and supporting thriving, walkable downtowns.
Total funding: $100 million
Funding awarded as of fall 2025: $440,000
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May 6, 2026 |
Competitive application cycle scheduled to open |
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June 19, 2026 |
Spring Competitive applications due to WHEDA |
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July, 2026 |
Spring award announcement |
2025 Wisconsin Act 237 (Assembly Bill 194) makes certain modifications to the Infrastructure Access, Restore Main Street, and Vacancy-to-Vitality loan programs created in the 2023-25 Biennial Budget. The Spring Cycle applications open May 6, 2026 with final submissions due by 5:00 P.M. CDT on June 19, 2026. Award announcements are expected in July 2026.
Sign up for emails related to Competitive Loan Products on our email sign-up page. Make sure to check the box labeled "Competitive Loan Products" before submitting the form.
Please submit questions about the Restore Main Street competitive loan to home@wheda.com.
Loan program resources
| Project Name | Project City | Project County | Program | Total Units | Loan Amount | |||||
|---|---|---|---|---|---|---|---|---|---|---|
| 16 East Main Street | Evansville | Rock | Restore Main Street | 2 | $40,000.00 | |||||
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